{"policyVersion":"redweb-value-v1","generatedAt":"2026-11-01T16:34:41+01:00","levels":{"source":"user.treue (EXP), bestehende Leveltabelle 1 bis 100","unlocks":{"stripeConnect":5,"governanceVote":10,"staking":25},"expForLevel":{"stripeConnect":5800,"governanceVote":25300,"staking":776000}},"permanentDiscount":{"rule":"Rabatt in Prozent = abgerundet(Level \u00d7 60 \u00f7 100), h\u00f6chstens 60 %","maxPercent":60,"table":{"1":0,"5":3,"10":6,"20":12,"25":15,"30":18,"40":24,"50":30,"60":36,"70":42,"80":48,"90":54,"100":60},"exemptClasses":["creator_support","creator_payout","spirit_purchase","special_offer"],"frozenOnInvoice":true},"checkoutOrder":["Listenpreis","Dauerrabatt","CreatorBalance + Redweb-Bonus","SPIRIT","Restbetrag","genau ein externer Zahlungsweg (Karte, BTC oder SOL)"],"cryptoDiscountPercent":10,"quoteValiditySeconds":{"stripe":900,"crypto":1800},"bonus":{"ratio":"1:1 auf eingesetzte qualifizierte CreatorBalance, nur f\u00fcr Redweb-eigene Leistungen","tiers":[{"minPayers":10,"lifetimeCapCents":10000},{"minPayers":20,"lifetimeCapCents":25000}]},"stripeConnect":{"minLevel":5,"minAccountAgeMonths":6,"platformFeePercent":2.5},"spirit":{"formula":"Wert je SPIRIT = max(0,001 EUR; BTC\/EUR \u00f7 100.000.000)","btcThresholdEur":100000,"minimumSpiritPerEur":1000,"reference":{"btcPriceEur":"69818.69","valuePerSpiritEur":"0.0010000000","spiritPerEur":"1000","mode":"minimum_guarantee","observedAt":"2026-11-01T14:35:23+01:00"}},"staking":{"minLevel":25,"minSpirit":10000,"trancheSpirit":10000,"rewardPercentByYears":{"1":100,"5":110,"10":120},"examples":{"1":{"percent":100,"rewardSatFor10000":10000},"5":{"percent":110,"rewardSatFor10000":11000},"10":{"percent":120,"rewardSatFor10000":12000}}},"reserve":{"targetPercent":130,"latest":{"status":"unknown","statusReason":"Keine Reserve-Adressen benannt.","stale":false,"asOf":"2026-11-01 16:34:16","blockHeight":null,"targetPercent":130,"liabilitySat":145000,"openRewards":9,"unmigratedStakes":0,"unvaluedStakes":0,"targetSat":188500,"reserveSat":null,"pendingOutSat":null,"coveragePercent":null,"meetsTarget":null,"addresses":[]}},"governance":{"minLevel":10,"votingPowerSource":"ausschlie\u00dflich EXP bzw. Level\/Reputation; SPIRIT bestimmt keine Stimmkraft"},"features":[{"key":"permanent_discount","label":"Dauerrabatt nach Level","status":"live","note":"Serverseitig berechnet und bei Rechnungen eingefroren."},{"key":"central_checkout","label":"Zentraler Checkout (Preis, Guthaben, Zahlung)","status":"live","note":"Rechnungen laufen bereits dar\u00fcber; weitere Angebote werden schrittweise umgestellt."},{"key":"creator_balance","label":"CreatorBalance aus Unterst\u00fctzungen","status":"live","note":"Gutschrift erst nach der tats\u00e4chlichen Stripe-Geb\u00fchr."},{"key":"redweb_bonus","label":"Redweb-Bonus","status":"live","note":"Wirkt beim Einsatz qualifizierter CreatorBalance im zentralen Checkout."},{"key":"stripe_connect","label":"Stripe Connect (direkte Creator-Auszahlung)","status":"auf_antrag","note":"Ab Level 5, Kontoalter, KYC und manuelle Pr\u00fcfung."},{"key":"spirit_purchase","label":"SPIRIT kaufen","status":"live","note":"Menge zum Referenzwert; kein Dauerrabatt."},{"key":"btc_checkout","label":"Bezahlen mit Bitcoin","status":"vorbereitet","note":"Technisch fertig, Empfang noch nicht eingerichtet."},{"key":"sol_checkout","label":"Bezahlen mit Solana","status":"live","note":"Solana Pay mit Referenz je Auftrag, erst bei \u201efinalized\u201c best\u00e4tigt."},{"key":"staking","label":"SPIRIT-Staking","status":"live","note":"Ab Level 25."},{"key":"btc_claim","label":"BTC-Reward beantragen","status":"live","note":"Nach F\u00e4lligkeit auf Antrag; Auszahlung durch Redweb, Netzwerkgeb\u00fchr tr\u00e4gt der User."},{"key":"btc_address_proof","label":"Nachweis der eigenen BTC-Adresse","status":"geplant","note":"Bis dahin pr\u00fcft Redweb jede Auszahlungsadresse manuell."},{"key":"btc_reserve","label":"\u00d6ffentliche BTC-Reserve","status":"live","note":"Deckungsgrad unter \/btc-reserve."},{"key":"spl_deposit","label":"SPIRIT (Solana-SPL) auf das Redweb-Konto einzahlen","status":"live","note":"\u00dcber den Wallet-Bereich."},{"key":"spl_withdraw","label":"Internes SPIRIT auf eine externe Solana-Wallet auszahlen","status":"geplant","note":"Als sp\u00e4tere Funktion vorgesehen."},{"key":"governance","label":"Abstimmungen (Governance)","status":"geplant","note":"Ab Level 10; Stimmkraft nur aus EXP\/Level."}]}